
About Our Programs
We help you choose the program that best fits your needs and guide you through all the options available to you.


Public Service Loan Forgiveness 02
Student Loan Forgiveness 01
If you have a Federal Student Loan that you are struggling to pay off, then there is a good chance you are going to benefit from the loan forgiveness programs that are available to borrowers. These programs tend to be income-based repayment plans where your loan payments are not based off the cost of your degree but based off your current level of income. All income-based repayment programs lead to complete forgiveness.
The Public Service Loan Forgiveness is a program that was created for students who started their careers in Public Service & Non-Profit Organizations like Teachers, Military, or Government workers. After 10 years worth of payments, you qualify to have complete balance of your student loan forgiven. This program is perfect for students who are committed to having a career in public service.

Fraudulent School Discharge & Reimbursement
If your school misled you or engaged in other misconduct in violation of certain state laws, you may be eligible for “Fraudulent School Discharge & Reimbursement" This is the discharge of some or all of your federal student loan debt.
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Lower Your Monthly Payment 05
Delinquency, Default, & Garnishments 04
If you have Federal Student Loans that are in a default, collection agencies can garnish your wages until the loan is paid in full. They can also withhold your income tax checks and up to 15% of other payments like SSA Checks or even your Pension. Defaulting can ruin your credit score. This can affect your credit score for over 7 years. This ding will prevent you from getting a loan for a car or a home, start a new cell phone plan and prevent you from certain employment opportunities.
Are Payments Too High!! Explore your options for lowering your payment up to $0.00/ month, including switching to a different repayment plan or applying for temporary relief.

Delinquency, Default,
& Garnishments
If you are completely disabled or a military veteran you are eligible for a complete discharge of your Federal Student Loans.
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Student Loan
Consolidation
Consolidate all of your payments into one low-interest program to simplify your bills, lower your monthly payments and increase your credit score.


